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3. Prepare the Offer

 

You finally did it. You’ve found your dream home. At this point is when the expert advice of your Pinnacle Agent will really pay off so that you make the best possible offer. You and your agent will consider a multitude of factors beyond price when making the actual offer. Some examples of these other factors are:

  1. Closing Date – Generally 30-45 days from the date the offer is accepted, unless it is a cash offer (about 14 days). If it is a short sale property the closing will take place after the lender has approved the offer which could be up to 6 months.
  2. Earnest Money Deposit – How much money will you deposit to open escrow?
  3. Allowances – Are you requesting the carpet be changed or other repairs be made?
  4. Seller Concessions – Will the seller pay a percentage of your closing costs or other incentives such as a home warranty?
  5. What’s Included? – Which appliances, fixtures, décor etc stay with the house?
  6. Unique Requests – Every offer is different. Is there something specific you require making sure this property is right for you?


*Pinnacle Hint* Be realistic about your offer price! Lowball offers in theory sounds great on paper, but rarely do those offers get accepted in the current market. A reasonable starting point is generally within 10% of the selling price. Now this can vary depending on whether the home is priced over or under market value…but don’t worry! We will let you know how much of a discount we can get and if you are getting a good deal.

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Twelve Steps to Buying Your Home

  • 1. How much can you borrow?
  • 2. Find the right home
  • 3. Prepare the Offer
  • 4. The Purchase Agreement
  • 5. Placing the Escrow Deposit
  • 6. Get a Home Inspection Done
  • 7. Have the Property Appraised
  • 8. Do a Title Search and Obtain Title Insurance
  • 9. Get Homeowners Insurance
  • 10. Final Walkthrough
  • 11. The Closing
  • 12. Funding, Recording and Picking up the Keys
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Roberto Lee, Broker
Pinnacle Property Group
2508 Del Prado Blvd
Cape Coral, Fl 33904

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